In today’s world, where economic challenges are a part of many people’s lives, the Hedayat Centre’s Gharz-AlHassaneh loan is a symbol of empathy and social responsibility. This loan provides an opportunity for members to support one another and overcome financial obstacles in an environment full of cooperation. From a cultural and ethical standpoint, Gharz-AlHassaneh not only helps meet material needs but also preserves the dignity and self-esteem of individuals. Unlike direct assistance, which may create a sense of dependency, this loan allows individuals to repay the assistance they receive through effort and planning, helping them maintain their independence. In Islamic teachings, Gharz-AlHassaneh is emphasized as one of the virtuous and beneficial acts. It not only brings spiritual blessings to both the lender and the borrower but also fosters an atmosphere of love, trust, and cohesion in the community.
With this valuable service, Hedayat Centre aims not only to address the financial needs of individuals but also to strengthen social bonds among members and create a space for collective growth.
Features and Benefits of the Hedayat Centre Gharz-AlHassaneh Loan
- Interest-Free: This loan is provided based on Islamic Gharz-AlHassaneh principles and does not accrue any interest or charges.
- Transparent and Simple Process: All stages of the loan application are designed with transparency and to facilitate assistance for members.
- Repayment Terms Based on Financial Capacity: Loan repayments are tailored to the financial capabilities of the applicant to reduce the economic burden.
Loan Amount, Conditions and Repayment Terms
The loan amount is determined based on the Hedayat Centre’s budget and the applicant’s financial ability, with a maximum repayment term of 12 months (one year).
To qualify for the Gharz-AlHassaneh loan from the Hedayat Centre, applicants must meet the following conditions:
- Payment of Annual Membership Fee: Applicants must have fully paid their annual membership fee.
- Active Membership for at Least Six Months: Applicants must have been active members of the Centre for at least six months and participated in its programs, activities, and meetings.
- Valid Guarantor: The guarantor must be an established and recognized member of the Hedayat Centre who is approved by the Centre. (Note: The guarantor is responsible for repaying the full loan amount to the Centre if the applicant is unable to repay, ensuring the loan is returned to the Centre.)
How to Apply for a Loan
After reviewing the conditions for the loan as outlined earlier and confirming that you meet all the requirements, you can submit your application via the form at the bottom of the page. Once your application is received, Hedayat Centre will review it, and upon approval, the loan amount will be communicated to you. Once approved, the loan amount will be transferred to your account, and the repayment terms will be set according to prior agreement.
Please note that loans are processed based on the order of applications, with a maximum of two applications processed per month to manage the process effectively. Once the account balance is exhausted, no further loans will be granted unless the requested amount has been returned. In case your application is rejected due to insufficient funds, we will inform you.
